Benefits of Having an Insurance Agent vs Buying Direct

It’s probably your duty as a car owner to decide whether the benefit of having an agent whom you can personally call, email or visit is worth than the ease of buying a policy online. Indeed, buying an auto car insurance policy is vital to your financial well-being.

Likewise, knowing your coverage at the time of purchase and as your needs change is a crucial part to ensuring you limit your risk exposure. With that aside, keep reading to find out a few benefits that you can likely get with having an agent than buying an auto insurance policy direct.

Personalized Service

Personalized service is something most people still look for in the insurance industry. Due to so many automated services in force, it can be quite amazing to see a smiling face or reach a person on the phone instead of trying to maneuver your way through voice prompts.

Actually, lots of questions, maintenance and claims surround car insurance. As a result, having an agent in place is convenient and helpful as you can always speak to the same person. This in turn builds a strong relationship as compared to having deal with a different customer agent every time you call the auto insurance.

Multi-Policy Discount

One of the greatest perk for having all your insurance policies with an agent is the multi-policy discount. Most insurance providers offer products through an agent and this include car, home and financial services. And so, you can receive a multi-policy discount through n agent if all your policies are combined.

On the other hand, a lot of companies don’t offer home or financial products and this limits you from your potential discounts. Furthermore, buying your insurance through an agent is also beneficial as you can get a local agent who knows your area and can relate you and where you live. Plus, it’s only through agent that you can make cash payments and get multiple insurance quotes hassle-free.


It’s of high interest for anyone who is willing to purchase an insurance cover to rely on the agents. Agencies are indeed convenient as they allow a person to make cash payments as well as offer their clients multi-policy discounts.

Stella Tennant

Stella Tennant has helped several global brands, which get heard across the digital space, through result driven content & social media marketing efforts. Studying blockchains and cryptocurrencies makes her hopeful of a free and decentralized future.